New rules on MOT testing for light vehicles: IAAF update

Following the announcement yesterday that due to the unfolding COVID-19 situation, cars, vans and motorcycles due their MOT from 30 March 2020 will have their MOT extended by 6 months, the IAAF has written to key stakeholders within the automotive aftermarket and will be compiling a response to the DVSA tomorrow morning (27 March).

If there are any members who would like to submit their views, could they please email [email protected] as soon as possible.

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Covid-19: update

Following the government’s new measures to stop the spread of COVID-19 (23 March), the IAAF has gained clarification from government that businesses in the automotive aftermarket supplying garages, namely motor factors and suppliers, can remain open.

On the subject of retail closures, the government announced the forced closure of all non-essential retail outlets, however, garages are exempt from the closures but showrooms will be expected to close.

While the government, under new social distancing measures, is requiring people to stay at home, motor factors can stay open in order to supply workshops who continue to support logistics providers, local councils, blue light services and key workers, ensuring that the necessary parts, tools and information remain available to them.

Individual businesses will have to make their own commercial decisions as to how they can respond to the new social distancing measures, but the government has clearly highlighted the importance of ongoing service, repair and MOTs of emergency vehicles and those of key workers and services.

Parts distributors that offer a trade counter service should adhere to the strict government social distancing measures implemented throughout all essential services, however retail counters should close. One IAAF parts distributor member is now operating a ‘one in – one out’ trade counter policy in order to comply with social distancing guidelines.

Wendy Williamson, IAAF Chief Executive, said: “The government has clearly identified the important role the automotive aftermarket supply chain plays in people’s mobility. While motor factors, suppliers and garages can stay open, it is essential that businesses follow NHS and government guidelines to protect the health, safety and well-being of employees and customers.”

In recent days, IAAF has issued letters to a number of government departments, including the Chancellor of the Exchequer, Rishi Sunak, urging for more help for the entire automotive aftermarket supply chain.

Further information:
https://www.gov.uk/government/publications/further-businesses-and-premises-to-close

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COVID-19: Letter for member businesses – Reminder

Jut to remind IAAF members, following reports that motor factor van drivers had been stopped and asked to supply an authorisation letter, the IAAF have in response produced a letter which can be used in these circumstances.

IAAF members are urged to download the letter and print off copies for their delivery drivers, so they can produce the letter if challenged.

Letter_to_member_businesses

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COVID-19: Insurance updates from Boswell Aftermarket

IAAF Service Partner, Boswell Aftermarket, have provided the following information and advice to businesses and individuals on matters of insurance.

BUSINESS INTERRUPTION INSURANCE
Businesses often insure against the risk of material damage to property, including risk of business interruptions arising from such property damage resulting in partial or total closure of the business, which in turn leads to loss of profits. Insurance against such losses is often called “business interruption” insurance (BI).

Traditional BI coverage is limited to where the commercial property suffers typical exposures, such as a fire, a flood, or other natural disasters. Where a business suffers interruption due to a pandemic, and has to suspend operations, “physical damage” does not fall within the definition in the property policy. Business interruption policies may however extend cover to business interruption even when there is no physical damage, for example, denial of access or more specifically in this situation, infectious diseases extension. This type of cover is rarely included.

Although there are standard wordings, whether businesses can recover for losses arising from COVID-19 depends on the specific wording of their insurance policies, as such extensions are often subject to negotiation and dependent on the nature of the business risk.

BUSINESS INSURANCE – GUIDANCE FROM THE ASSOCIATION OF BRITISH INSURERS
“The spread of Coronavirus is unprecedented in modern times and we understand this is an incredibly difficult time for families and businesses.

“Standard commercial insurance policies – the type the vast majority of businesses purchase – provide cover against a wide range of day to day risks including damage caused by fire, flood, theft and accidents involving employees.

“Insurers pay out £22m each day to firms through these policies, supporting millions of businesses across the UK each year.

“Only a very small minority of businesses choose to buy any form of cover that includes local closure due to an infectious disease.

“An even smaller number will have cover enabling them to potentially claim on their insurance for the presence or impact of the Coronavirus pandemic. The Government’s clarification yesterday will help some of these policyholders claim if the other terms and conditions of the policy are met.

“We strongly recommend that every business should check with their insurer or broker if they wish to confirm the type of cover that they have purchased.”

HOW COVID-19 CAN IMPACT CERTAIN INSURANCE POLICIES
Inevitably, COVID-19 will have an effect on elements of your personal insurance cover. We answer some of the questions you may have with regards to working from home and travel.

HOME INSURANCE
Will my home insurance policy be affected if I have not told my insurer that I’m working from home?

• Working from home, due to the need to self-isolate should be covered by standard home insurance policies, assuming that the work is clerical in nature.
• If individuals are working from home and receiving visitors to their home on business matters, they should check with their insurer. In some cases, there may be some restrictions in cover, such as loss of money and theft being
excluded unless there is evidence of forcible and violent entry to the property.
• The business equipment used (e.g. laptop) is likely not to be covered, however in most cases the employer would be liable for ensuring their equipment is insured away from the office.

Will home insurance cover the cost of a deep clean to my property should it become contaminated by COVID-19?
• Most standard home insurance policies do not provide cover for the costs of cleaning a property.

My property has suffered damage (from a fire, flood or other named peril) and it’s uninhabitable. I am selfisolating, so will my broker help me find alternative accommodation?
• Insurers’ priority is the safety of their customers and the wider community.
• Insurers will continue to provide cover for customers as promised in the policy – including funding the cost of alternative accommodation – whilst acting in accordance with the UK Government’s advice at that time.
• It is vitally important that you contact your insurer to discuss your claim further, as each one will be managed on a case-by-case basis to ensure that customer interests are best protected.

I have been quarantined or am unable to travel from abroad and therefore my home may be left unoccupied for over the 30 or 60 day limit on my policy. Will I be covered?
• Insurers will be taking a pragmatic approach to individuals who are quarantined or stuck abroad and are unable to return to their property within the timescales set out in their policy. However, individuals should contact their broker to obtain advice on this issue.

TRAVEL INSURANCE
Travel insurers are committed to supporting their customers through this unprecendented global event and have made six pledges to customers. These are outline by the Association of British Insurers below, but here are answers to common questions travel policy holders may have.

Why are insurers stopping selling some policies?
• Insurers are carefully monitoring the fast-moving developments in the coronavirus outbreak, and some have stopped selling travel insurance to new customers while others have stopped covering cancellations or disruption related to the Coronavirus. Insurance is based on assessing the possibility of an event occurring. Insurers take account of when any risk becomes more of a probability than a possibility and then make commercial decisions. It should be noted that the World Health Organsiation has declared Coronavirus a global pandemic.
• But be reassured, trips already booked abroad under existing policies remain unaffected. Travel insurance for non-Covid19 related risks also remains available.

What should I do about travelling?
• The Foreign and Commonwealth Office has advised against all but essential travel for 30 days from 17 March 2020. This unprecedented step actually provides welcome clarity for customers and the industry. Generally, insurance cancellation or travel disruption will relate to FCO advice. This decision will therefore allow policyholders with cancellation or travel disruption cover in place to claim for cancelled trips that were already booked and cannot now go ahead.
• Looking ahead, if this advice is lifted after 30 days but still applies to the destination you were planning to visit, then you can claim under your travel insurance policy (again, provided you have cancellation or travel disruption cover in place).
• If you make alternative travel plans, then you may be able to transfer your travel insurance to cover your new destination.
• Travel insurance policies may cover some out-of-pocket losses, and also help you to leave the area and return back to the UK if you are advised to do so, and if you are unable to get assistance from any other source.

If I ignore any government advice against all but essential travel, will my travel insurance still cover me?
• If you travel against government advice then you are likely to invalidate your travel insurance. If you are unsure check with your travel insurer.

THE 6 PLEDGES FROM ABI TRAVEL INSURANCE MEMBERS:

  1. Ensure that customers are provided with, or directed to, the most up-to-date information around the Coronavirus outbreak and publish clear information at the point-of-sale around the valid coverage of their policies.
  2. Work closely with customers to signpost them to where compensation may be received for cancelled transport, holidays or an inability to travel abroad e.g. airlines, travel providers and travel agents.
  3. Consider all valid travel insurance claims quickly and fairly for costs not recoverable from elsewhere arising from cancellation, travel curtailment or disruption so that customers receive a fair outcome.
  4. Upon notification from their customers, help them consider their options for transferring their travel insurance to cover a new destination should people wish to make alternative travel plans.
  5. Implement business continuity plans to be able to continue to handle travel insurance claims in challenging circumstances.
  6. Be understanding of the difficulties customers may have in getting medical certification and consider, where appropriate, alternative evidence that customers may be able to provide.

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COVID-19: Updates to Companies House services

In response to the coronavirus (COVID-19) outbreak, Companies House is closely following Public Health England guidelines. They have plans in place to maintain services for customers, and protect the welfare of employees.

3 month extension to file accounts
If the coronavirus outbreak has affected your company and you need more time to file your accounts, you can apply for a 3 month extension.

Find out more about the new measures agreed to help companies file their accounts during the coronavirus outbreak.

Closure of contact centre
Companies House has decided to close their contact centre to protect the welfare of employees. If you need to contact them, please email [email protected] and they will answer as soon as possible.

Updates to services
Companies House will be sharing all the latest updates and information about services on their coronavirus guidance page for Companies House customers, employees and suppliers.

To receive instant email notifications as soon as they update content, sign up for email alerts.

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Combating the coronavirus pandemic: Bosch develops rapid test for COVID-19

The coronavirus SARS-CoV-2 is posing major challenges for healthcare systems and medical institutions worldwide. An ability to rapidly diagnose the virus is of invaluable help in curbing its exponential spread in many countries. Bosch’s new, fully automated rapid test for COVID-19 can help medical facilities such as doctors’ offices, hospitals, laboratories, and health centers make fast diagnoses. The rapid molecular diagnostic test runs on the Vivalytic analysis device from Bosch Healthcare Solutions. “We want the Bosch rapid COVID-19 test to play a part in containing the coronavirus pandemic as quickly as possible. It will speed up the identification and isolation of infected patients,” says Dr. Volkmar Denner, chairman of the board of management of Robert Bosch GmbH.

“Bosch’s rapid COVID-19 test will help contain the spread of the pandemic and break the chain of transmission more quickly“
Bosch CEO Dr. Volkmar Denner

Faster certainty, slower spread
Developed in just six weeks, the rapid test can detect a SARS-CoV-2 coronavirus infection in patients in under two and a half hours – measured from the time the sample is taken to the time the result arrives. Another advantage of the rapid test is that it can be performed directly at the point of care. This eliminates the need to transport samples, which takes up valuable time. It also means patients quickly gain certainty about their state of health, while allowing infected individuals to be identified and isolated immediately. With the tests currently in use, patients must usually wait one to two days for a result. “Time is of the essence in the fight against coronavirus. Reliable, rapid diagnosis directly on site with no back and forth – that is the great advantage of our solution, which we see as another example of technology that is ‘Invented for life,” Denner says.

Differential diagnosis: diagnosing ten respiratory pathogens simultaneously
Bosch’s rapid test is one of the world’s first fully automated molecular diagnostic tests that can be used directly by all medical institutions. What’s more, it allows a single sample to be tested not just for COVID-19 but also for nine other respiratory diseases, including influenza A and B, simultaneously. “The special feature of the Bosch test is that it offers differential diagnosis, which saves doctors the additional time needed for further tests. It also provides them with a reliable diagnosis quickly so they can then begin suitable treatment faster,” says Marc Meier, president of Bosch Healthcare Solutions GmbH. The newly developed test will be available in Germany starting in April, with other markets in Europe and elsewhere to follow.

Bosch’s rapid COVID-19 test is the result of collaboration between the company’s Bosch Healthcare Solutions subsidiary and the Northern Irish medical technology company Randox Laboratories Ltd. “Together with our partner Randox, we have succeeded in developing this innovative rapid test within a very short time frame, and we are now in a position to offer it to the market. The Bosch Vivalytic analysis device evaluates the test safely and reliably directly in the hospital, in the lab, or in the doctor’s office, guaranteeing the best possible protection for patients and medical staff,” Meier says. The company is currently examining how it can help doctors and nursing staff in medical facilities such as the Robert Bosch Hospital get tested promptly so they can be fit to work for as long as possible – with no risk of infecting others.

Easy application at the point of care
In various laboratory tests with SARS-CoV-2, the Bosch test delivered results with an accuracy of over 95 percent. The rapid test meets the quality standards of the World Health Organization (WHO). A sample is taken from the patient’s nose or throat using a swab. Then the cartridge, which already contains all the reagents required for the test, is inserted into the Vivalytic device for analysis. During the analysis, medical staff can devote themselves to other tasks, for example treating patients. The Vivalytic analyzer is designed to be so user-friendly that even medical personnel who have not been specially trained on it can reliably perform the test. A Bosch Vivalytic analyzer can perform up to ten tests in the space of 24 hours. This means it takes just 100 devices to evaluate up to 1,000 tests per day. Given the dynamic spread of the coronavirus SARS-CoV-2, laboratories are already working beyond capacity. The Bosch Vivalytic will thus help to increase available testing capacities.

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Member news: WAI

WAI is moving to daily bulletins to customers and encouraging two way communication. The company has also begun assisting motor factors, who are suffering from staff shortages, with a direct supply of product to garages as they are set up to supply one product. Due to its global footprint, the company is responding to increased demand for facemasks from motor factors and is able to provide these to companies with very short lead times.

With no minimum order quantity, WAI continues to benefit from high stock levels from its UK warehouse and orders are processed and distributed as normal.

WAIglobal UK MD Richard Welland, in his role as IAAF vice-president, is currently supporting chief executive Wendy Williamson on IAAF’s activity during this crisis.

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Former ADF Leader of Council returns to NHS frontline

Dr. Richard Stock, a former Leader of Council and until recently a member of the IAAF Council, has recently announced his return to the NHS frontline.

This was in response to the call for retired medics, clinicians, nurses and healthcare workers to return to “active duty” to help combat the spread of the coronavirus.

The IAAF would like to commend him for his actions and wish him all the very best in these challenging times.

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COVID-19: Commnique from Ben

The automotive charity Ben has sent out the following open letter:

There’s no doubt that we’re in unusual and challenging times. The Coronavirus is affecting everyone’s lives – both home and work. We want to reassure you that if you and your people need us, we are here for you.

As you would expect, we are being contacted by more people than ever before as their lives and health are affected. We are doing our best for you, our people, and our industry.

Today, we are sharing some important information to help people understand how we can help in these extraordinary times.

We are working on ways to deploy more staff to help with enquiries. We are also reviewing how to increase and fast-track access to our new digital platform, SilverCloud, to provide support for people experiencing issues with stress, anxiety and depression. It can also be used to help people develop coping strategies, support with sleeping difficulties and money worries.

To help us manage and prioritise urgent cases, we ask that you suggest employees check our website first for information, tips and advice and then, if they need additional help, to contact our helpline.

We would also recommend that you share this information via your intranets, employee apps and internal communication channels.

To speed up access to vital support, we recommend that people contact us using a work email address, (if possible), as this will help us verify that they work in the automotive industry. If your people are still in the workplace, you can continue to use our Employer referral form.

In these unprecedented times, your support is more important to us than ever before, and whilst our normal fundraising channels have been rightly closed, we would welcome any donations, of any size, that will help us continue to support our friends and colleagues throughout the automotive community.

We are here if you need us. We’re in this together.

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Whocanfixmycar.com’s resonse to the announcement on MOTs

Until confirmed otherwise, the government have announced that cars, motorcycles and vans that are due their MOT after 30/3/20 will receive a 6 month extension.

However, all vehicles on the road must still be deemed safe and roadworthy. Drivers continue to face prosecution if their vehicle is unsafe to drive.

Al Preston, Co-Founder of WhoCanFixMyCar.com said, “whilst garages stay open to support key workers and critical supply chains, we welcome this clarity from the DVSA given the unprecedented backdrop. This announcement gives the British public peace of mind that they can isolate safely at home without the added pressure of adhering to this mandatory check. Large numbers of our garages continue to operate through this period and are on hand to carry out MOTs, offer advice, and repairs if they are urgent or safety-related.”

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